Believe it or not, a Christmas tree won't stay upright on its own. Instead, you need a stable Christmas tree stand that can accommodate the type and size of tree you have. We researched dozens of the best Christmas tree stands to help you find the right one for your needs, whether you have a real tree, an artificial tree, a small tree, or a behemoth. The stands in our guide have a track record of durability, performance, and easy setup. We also outline the size and type of tree each stand is meant for. Check out our guide to the best Christmas tree skirts once you've chosen the right stand for your tree. The best Christmas tree stands in 2022 Best Christmas tree stand overall: Krinner Tree Genie Christmas Tree Stand, available at Amazon, $82.79 The German-engineered Krinner Tree Genie Christmas Tree Stand is easy to set up in a couple of minutes and keeps trees up to 12 f...
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Stop Following New Finance 'Trends'
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Whether it’s investing in the newest cryptocurrency, or eyeing some type of “make money while doing nothing!” scheme, it can be hard to resist all the shiny “new” finance trends that constantly pop up. Often, though, these trends aren’t actually all that new—and even if they are, it’s important to look for signs that they’re doomed to fail. Any income or investment opportunity that seems too good to be true is, most likely, just that. And scam or not, chasing these trends is usually a mistake.
Sure, you know not to fall for a phishing scam; e.g., you wouldn’t give your PayPal information to a text from an unknown number. Here are other types of finance trends that you’d be better off ignoring.
Avoid “get rich quick” investment opportunities
It’s important be wary of finance trends that aren’t an outright scam, but are a mighty big risk if you don’t know what you’re doing. Take gaming apps, for instance. If you’re going to put large sums of money into a sports betting app (especially one that promises to pay out in cash), for instance, then you need to budget for compounding losses and long stretches where you win nothing. Even if you aren’t a victim of fraud, these apps aren’t usually a fruitful way to make money.
Crypto falls into this same category, too: It’s a relatively new market, and it demands a higher risk than advocates would lead you to believe.
Avoid income scams, too
In addition to investment scams, many income “opportunities” are scams, too. Virtual personal assistants are a common example of this. You get hired quick and almost immediately need to deposit a paycheck from your “boss.” You might see some of that money, giving you a sense of security as you carry out your next task from your boss: Sending money to another account or buying gift cards. According to the Federal Trade Commission, these scams work because banks have to make funds from deposited checks available within a day or two, but it can take weeks to uncover the fake check you received as “payment.” And it’ll be up to you to pay the difference to the bank. The FTC says that the median reported loss on fake-check job scams is $2,300.
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The best way to avoid income scams is to do your research and take your time. Avoid a high-pressure hiring process, and search online for the company’s name plus words like review, scam, or complaint.
As a rule of thumb, avoid “get rich quick” investment advice. If it were actually true, why would this person be sharing it with millions of people? More questions to ask yourself: Are you feeling pressured by someone to act on an idea with zero successful track record? Do you personally understand where your money will be going? Do your own research before putting your money anywhere.
For some more grounded personal finance tips, here’s our guide to getting your budget started, and here are personal finance steps you can take now to prepare for a recession.
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Believe it or not, a Christmas tree won't stay upright on its own. Instead, you need a stable Christmas tree stand that can accommodate the type and size of tree you have. We researched dozens of the best Christmas tree stands to help you find the right one for your needs, whether you have a real tree, an artificial tree, a small tree, or a behemoth. The stands in our guide have a track record of durability, performance, and easy setup. We also outline the size and type of tree each stand is meant for. Check out our guide to the best Christmas tree skirts once you've chosen the right stand for your tree. The best Christmas tree stands in 2022 Best Christmas tree stand overall: Krinner Tree Genie Christmas Tree Stand, available at Amazon, $82.79 The German-engineered Krinner Tree Genie Christmas Tree Stand is easy to set up in a couple of minutes and keeps trees up to 12 f...
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