Tausi Insider

Photo : DavideAngelini ( Shutterstock ) The promise of early retirement is so seductive, any YouTuber claiming they achieved it is going to draw me in. If you’re at all interested in the prospect of early retirement, we highly recommend you first read up on the basics of FIRE (financial independence, retire early). In short: The FIRE movement boils down to taking advantage of the value of compound interest from investing early in your 20s. Naturally, the movement has some critics, largely claiming that FIRE promotes unrealistic projections of wealth for anyone who doesn’t already have some substantial wealth in the first place. To be frank, after watching all these early retirement videos, I would label myself a critic of FIRE. The ability to put significant distance between your income and your spending is too big a privilege to be truly relatable. I’d wager that more Americans are too worried about retiring ever to even imagine retiring early.   Still, I went down this perso...

The main challenge of White Elephant is to gift something with universal appeal, considering the nature of the game is that you don’t know who the gift recipient will be. And personally, when it comes to these kinds of organized gift exchanges, the spirit of giving rarely compels me to go beyond 20 or 30 smackeroonies. At the same time, I don’t want to come to the table with something lazy or unwanted. So, how do you find a popular gift that is somehow not boring, but also not expensive? I’ve rounded up the best white elephant gift ideas that are all under $30 (so long as you’re willing to get a little creative with it). Even if the final recipient isn’t thrilled with their bounty, every idea here is decent enough to be re-gifted. And isn’t the ability to re-gift sort of like a gift in itself? https://www.tausiinsider.com/7-of-the-best-white-elephant-gifts-for-less-than-30/?feed_id=331108&_unique_id=64518836dda69

Photo : Monkey Business Images ( Shutterstock ) It’s a perennial quirk of the holiday season: trying to pick the perfect gifts for the people in your life you’re super grateful for, but don’t actually know personally. What conveys cheer and thankfulness to a mail carrier and is actually useful? What should you gift your doorman? A nd what about your kid’s teacher? Morning drop- off hellos, weekly emails, and the occasional conference aside, y ou’re not exactly friends with your kid’s teacher, but you owe them big . They are, after all, helping to mold your child into a smart, decent person they are destined to be, 35-odd hours a week . They deserve gifts all year round, but maybe you’re thinking a “#1 Teacher” mug will suffice for now. It won’t. ( They have enough mugs.) We asked teachers what they really want for Christmas and they expressed instant interest in helping compile the following list. As one noted , “I have a box full of gifts I’ve gotten from students I will regi...

Photo : Maridav ( Shutterstock ) When most people plan for retirement , they’re making plans around their 67th birthday. Proponents of the FIRE movement, however, believe that retirement can be achieved decades earlier than the official retirement age. Here’s what to know about the elusive promise of Financial Independence/Retire Early and what it takes to reach financial freedom in practical terms. What is the FIRE movement? FIRE stands for Financial Independence/Retire Early, and you can read up on the basics of FIRE here. In short: The FIRE movement boils down to taking advantage of the value of compound interest from investing early in your 20s. Naturally, the movement has some critics, largely claiming that FIRE promotes unrealistic projections of wealth for anyone who doesn’t already have some substantial wealth in the first place. As I’ve previously explained , I’m one of those FIRE skeptics. The ability to put significant distance between your income and your spending ...

Photo : BearFotos ( Shutterstock ) Well, well, well. The hour is nigh, and you’re in need of a last-minute gift. It’s too late for even the fastest online delivery, and most viable in-person store options are already closed. All that’s left to do is invent an excuse to get out of the house and proceed to sprint to your local 24-hour drug store. Like a chef turning baskets of mystery ingredients into a three-course meal on Chopped , this category of gifts is all about your innovation. Here are some of our ideas for themed collections, but you can customize at your convenience. Movie night : Popcorn. Funky popcorn toppings . Candy. Hot chocolate. Fuzzy socks. A little slip of paper with your Netflix login. You can’t go wrong with a cozy movie-night theme. Treat yo’ self : Think spa day materials, like face masks, nail polish, and bath bombs. Throw in a candle to help set the pampering vibe. Health and wellness : Browse around for gummy vitamins, supplements, protein powder, and what...

Photo : Monkey Business Images ( Shutterstock ) It’s a perennial quirk of the holiday season: trying to pick the perfect gifts for the people in your life you’re super grateful for, but don’t actually know personally. What conveys cheer and thankfulness to a mail carrier and is actually useful? What should you gift your doorman? A nd what about your kid’s teacher? Morning drop- off hellos, weekly emails, and the occasional conference aside, y ou’re not exactly friends with your kid’s teacher, but you owe them big . They are, after all, helping to mold your child into a smart, decent person they are destined to be, 35-odd hours a week . They deserve gifts all year round, but maybe you’re thinking a “#1 Teacher” mug will suffice for now. It won’t. ( They have enough mugs.) We asked teachers what they really want for Christmas and they expressed instant interest in helping compile the following list. As one noted , “I have a box full of gifts I’ve gotten from students I will regi...

Photo : Monkey Business Images ( Shutterstock ) It’s a perennial quirk of the holiday season: trying to pick the perfect gifts for the people in your life you’re super grateful for, but don’t actually know personally. What conveys cheer and thankfulness to a mail carrier and is actually useful? What should you gift your doorman? A nd what about your kid’s teacher? Morning drop- off hellos, weekly emails, and the occasional conference aside, y ou’re not exactly friends with your kid’s teacher, but you owe them big . They are, after all, helping to mold your child into a smart, decent person they are destined to be, 35-odd hours a week . They deserve gifts all year round, but maybe you’re thinking a “#1 Teacher” mug will suffice for now. It won’t. ( They have enough mugs.) We asked teachers what they really want for Christmas and they expressed instant interest in helping compile the following list. As one noted , “I have a box full of gifts I’ve gotten from students I will regi...