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7 Best Christmas Tree Stands in 2022

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Believe it or not, a Christmas tree won't stay upright on its own. Instead, you need a stable Christmas tree stand that can accommodate the type and size of tree you have. We researched dozens of the best Christmas tree stands to help you find the right one for your needs, whether you have a real tree, an artificial tree, a small tree, or a behemoth. The stands in our guide have a track record of durability, performance, and easy setup. We also outline the size and type of tree each stand is meant for. Check out our guide to the best Christmas tree skirts once you've chosen the right stand for your tree. The best Christmas tree stands in 2022 Best Christmas tree stand overall: Krinner Tree Genie Christmas Tree Stand, available at Amazon, $82.79 The German-engineered Krinner Tree Genie Christmas Tree Stand is easy to set up in a couple of minutes and keeps trees up to 12 f...

Private mortgage lenders raise qualification standards, reducing options for weakest borrowers

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Private mortgage lenders are having a harder time accessing capital and are making it more difficult for borrowers to get a loan, choking off a major source of funds for those unable to qualify at a Canadian bank. Some private mortgage lenders, also known as alternative or subprime lenders, are requiring borrowers to have higher down payments or more equity in their homes to qualify for a private mortgage. The higher standards are being rolled out as Canadian banks clamp down on lending in the face of falling home prices and rising interest rates. That has sent a flood of new borrowers to private lenders and shored up their business. MCF Mortgage Investment Corp., which provides loans to Ontario homeowners, had to suspend new loan applications for two weeks in October because it was inundated with new borrower applicants. As a mortgage investment corporation, or MIC, the lender uses capital from investors, as well as funds that have been repaid by its borrowers to provide new mortgag...

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