7 Best Christmas Tree Stands in 2022

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Believe it or not, a Christmas tree won't stay upright on its own. Instead, you need a stable Christmas tree stand that can accommodate the type and size of tree you have. We researched dozens of the best Christmas tree stands to help you find the right one for your needs, whether you have a real tree, an artificial tree, a small tree, or a behemoth. The stands in our guide have a track record of durability, performance, and easy setup. We also outline the size and type of tree each stand is meant for. Check out our guide to the best Christmas tree skirts once you've chosen the right stand for your tree. The best Christmas tree stands in 2022 Best Christmas tree stand overall: Krinner Tree Genie Christmas Tree Stand, available at Amazon, $82.79 The German-engineered Krinner Tree Genie Christmas Tree Stand is easy to set up in a couple of minutes and keeps trees up to 12 f...
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Canadian bank CEOs say higher credit requirements manageable following regulator boost


Canadian bank CEOs say they’re able to adapt to the higher credit requirements the banking regulator has set in preparation for more uncertain economic times ahead.

RBC RY-T chief executive Dave McKay says the bank will stay well above the 11 per cent stability buffer requirement even with the pending $13.5-billion acquisition of HSBC Canada, while there would be time to adapt to any further potential increases.

In December, the Office of the Superintendent of Financial Institutions raised the capital requirements banks have to keep on hand by half a percentage point, while also increasing the range of potential future increases as a potential safeguard as higher interest rates put higher stress on borrowers.

Speaking at RBC’s bank CEO conference in Toronto, McKay said he doesn’t expect that an increase in mortgage defaults would be a significant stress for the bank’s capital as only a low single digit percentage of its overall borrowers have both a potential payment crunch and low collateral in their home.

Scotiabank BNS-T president Scott Thomson, who is taking over the CEO role in February, said the bank aims to build its credit buffer to 12 per cent by the end of the year, which is the top end of what the regulator can currently require.

National Bank NA-T chief executive Laurent Ferreira said the bank has been running its capital above 12 per cent so the latest adjustments won’t affect how it’s operating.

https://www.tausiinsider.com/canadian-bank-ceos-say-higher-credit-requirements-manageable-following-regulator-boost/?feed_id=325566&_unique_id=63f83424c4b0c

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